InstantCredit is an instant, 100% digital solution from Sabadell Consumer that allows customers to pay in easy instalments through a safe, trustworthy platform. Financing an online purchase has never been this easy.
InstantCredit is the Sabadell Consumer solution for payment in instalments that allows you to offer instant, 100% digital payment in easy instalments. Sabadell Consumer Finance is a Banco Sabadell company that specialises in consumer financing. With this technology platform, you can offer your customers the flexibility, security and ease of paying for their purchases in instalments. With InstantCredit, the financing process takes just seconds because customers aren’t required to provide loads of information.
With InstantCredit, your customers can pay in easy, comfortable instalments from any device, backed by a trustworthy banking institution: Banco Sabadell.
This BNPL system is instant and 100% digital, adapting to the demands of the ecommerce sector. The immediate process without paperwork allows customers to finance their purchase in just seconds.
Guaranteed, immediate payment into the vendor’s account, plus transparent access to credit, make this payment method an extremely safe solution.
Your customers can calculate how many instalments they want to spread their purchase out over, with the instalment simulator integrated into your shop. Remember, paying in instalments makes customers less price sensitive, so when communicated properly, BNPL will boost your sales and return customers.
Accept InstantCredit in your ecommerce, with all the services of the PAYCOMET platform
€0.09 + InstantCredit financing conditions
The customer chooses the Sabadell Consumer payment option from the payment methods available.
Then, the customer selects how many instalments they want to break their payment into and provides some basic personal details to validate the financing process.
In seconds, the system tells the customer whether they have been approved. If they are approved, the customer must sign the online financing contract and the purchase will be completed successfully.
InstantCredit is the technology platform from Sabadell Consumer, a company owned by the Banco Sabadell group. Being backed by one of the major banking groups in the Spanish financial system makes this payment method completely reliable and safe for the vendor and the customer.
The transaction management system is designed to prevent unauthorised use and protect each customer’s personal information.
Offer safe BNPL payments in your shop, with the guarantee of the Sabadell Consumer brand.
If you use an ecommerce CMS, you can integrate the PAYCOMET Virtual POS in just a few clicks and start offering InstantCredit. Download the module, request a trial account and find out how easy it is to start selling with PAYCOMET.
Yes, to boost sales conversion, vendors can choose when to partially or totally subsidise customers’ APR, either permanently or for specific campaigns or seasons.
Vendors with annual turnover of €300,000 or more can integrate InstantCredit, after being approved. Once the service is activated, you can allow customers to finance purchases between €200 and €4,000 to pay back in 3, 6, 9, 12, 18 or 24 monthly instalments.
As a PAYCOMET client, you can activate this payment method in your dashboard. With one simple process, the Sabadell Consumer payment button will be added to your payment form. Check out the technical documents and steps for integration here.
During the purchase process, the customer is asked for ID. For purchases under €2,500, we ask for credit or debit card details. For purchases over €2,500, they have to provide credentials for their online banking to use the account information service.
Want to accept payment with InstantCredit?
Contact us or create a free account and start today.