Let your Portuguese customers use their preferred payment method. In Portugal, most people pay with Multibanco, followed by cards like Visa and Mastercard. Find out more about payment methods in Portugal.
The Portuguese market is booming. The mobile penetration rate is growing steadily and many consumers are starting to shop online. Although card use has increased in recent years, it isn’t as common as in the rest of Europe.
Online shops offer payment methods like ePayment, payment at a cash machine, payment on delivery and by card.
The most common payment options in Portugal are online payment at cash machines, ePayment and mobile payments. Find out about the main payment methods in Portugal below.
Cash machine payments let consumers shop online with a code to pay at a cash machine, through ePayment or mobile payment. This is through Multibanco in Portugal, which has over 9 million users.
Online banking ePayment is extremely safe, using the customer’s login for their online banking system. With PAYCOMET, you can offer this payment method directly at checkout.
Immediate payment using prepaid vouchers makes transactions totally safe for you and your customers. Open up your shop to the thousands of users who prefer this method and join businesses that already accept them.
One of the most common payment methods worldwide. The main brands are: Visa, Mastercard, American Express, Diners and UnionPay.
See card payments →
Receiving payment from wallets is easy. The big advantage is that your customer can use their chosen wallet (Skrill, Google Pay, Apple Pay, Samsung Pay, etc.) and complete their purchase almost immediately.
This can boost your average ticket and even encourage sales, giving your customers the option to pay comfortably in instalments. With PAYCOMET, you can offer this payment method directly at checkout.
At PAYCOMET, we have the most popular payment methods in each part of the world.
Get the list of payment methods available in Portugal.
| Payment method | Category | Description |
|---|---|---|
 Visa |
Cards | VISA is one of the world leaders in card payment solutions. A completely reliable payment method for merchants and consumers. |
 Mastercard |
Cards | Mastercard dominates the payment card market in parts of Latin America, Canada and some European countries. It offers one of the fastest payment processing networks in the world. |
 American Express |
Cards | American Express (AMEX) is one of the most trusted credit cards in the world. An essential payment method for brands related to the luxury sector. |
 Diners |
Cards | Diners specializes in issuing cards and other payment solutions for both companies and individuals. |
 JCB |
Cards | JCB dominates the credit card market in Japan. It is currently used in 20 countries with more than 90 million cardholders worldwide. |
 Union Pay |
Cards | UnionPay is the leading card network in the Asian market. With a presence in 178 countries, it is the largest card brand in the world. |
 Apple Pay |
Wallet | Apple Pay is a contactless payment technology designed to replace the physical wallets debit and credit cards embedded in Apple devices. |
 PayPal |
Wallet | PayPal is a virtual wallet that allows you to make online payments without having to enter your bank or credit card details. |
 Paysafecard |
Prepaid voucher | Paysafecard is a prepaid card that allows you to pay securely online even without a bank account. |
 Skrill |
Prepaid voucher | Skrill is an online payment processor that allows you to make online transactions, with or without a card. |
 MB WAY |
Mobile payments | MB WAY is the favorite mobile payment method for the Portuguese. This e-wallet allows customers to make instant payments with their mobile phone quickly and securely, simply by linking a debit or credit card to a mobile phone number. |
 Multibanco SIBS |
Online Banking ATM payments |
Multibanco SIBS is the most widely used payment method in Portugal. A payment option that allows the consumer´s own banking environment to be used without sharing personal information or card details. |
 SEPA Direct Debit |
Wire transfer | SEPA Direct Debit is a payment system created by the European Payments Council, which allows companies to process one-off or recurring payments between SEPA countries. |
 Google Pay |
Wallet | Coming soon |
 Bank transfer Europa |
wire transfer | Coming soon |
 Bitcoin |
Cryptocurrencies | Coming soon |
If you work with a CMS for e-commerce, you can integrate the PAYCOMET Virtual POS in just a few clicks. Plug-ins are always free and updated. Download the module, request a trial, and find out how easy it is to start selling with PAYCOMET.
If you sell in the Portuguese market it is important to offer the most popular payment methods in Portugal to create security and improve the shopping experience.
A high percentage of online payments in Portugal are made using the Multibanco system: a recognised and trusted payment method for Portuguese customers.
Of course you can. From our control panel you can easily integrate Multibanco into your online shop and start receiving payments through this system so widespread in the Portuguese market.
Yes, all payment solutions offered by PAYCOMET are completely secure and comply with the security and data protection standards required for online banking.
Want to accept payment in Portugal?
Contact us or create a free account and start offering payment in Portugal today.